Planning Guide & FAQ
Everything you wanted to ask a builder but didn't want to sound like you were asking.
No jargon. Or, okay, minimal jargon, and we'll explain it.
Where the money actually goes
| Factor | Why it matters |
|---|---|
| Size and layout | Square footage, ceiling heights and roof complexity. |
| Site and foundation | Slope, soil, rock, utilities, driveway and lot clearing. |
| Finishes and selections | Cabinetry, counters, flooring, tile, fixtures and appliances often swing budgets the most. |
| Structure and systems | Engineering, HVAC, electrical and plumbing scope; for additions, tying into existing systems. |
| Permits and fees | Local permitting, inspections and utility connection fees. |
| Changes during construction | Decisions made early cost less than changes made mid-build. |
How we price your project
Every project is priced individually. After your consultation, you'll get a detailed written proposal built around your scope, finishes and site. We offer multiple contract types — fixed-price, cost-plus, and time & materials — so we can match the agreement to how your project works best. Any changes are documented in a signed change order before the work happens, so your budget never surprises you.
Your payment schedule is spelled out in your written agreement.
- Fixed-price
- Cost-plus
- Time & materials
No "starting at" prices here. Every project is different, so every proposal is too.
Monthly payment estimator
Estimate a monthly principal-and-interest payment. Enter your own figures; this is not a loan offer.
Excludes taxes, insurance and construction-period interest. Talk with a lender for actual terms.
Financing options to explore
Construction-to-permanent loans
One loan covers the build, then converts to a standard mortgage. Common for custom homes.
Home equity & renovation loans
HELOCs, home equity loans and renovation mortgages are common ways to fund additions and remodels.
Working with your lender
Clients typically arrange their own construction financing, and we're happy to coordinate with your lender.
Questions we get asked a lot
How much does a custom home cost in Murfreesboro?
It depends on size, design complexity, lot conditions and finish selections. Every project is priced individually: after your consultation, you'll get a detailed written proposal built around your scope, finishes and site.
How do I get started?
Call (615) 900-0422 or use our contact form. We review your details and reach out, discuss your goals, and schedule a completely free site visit or office consultation.
Can you build on my lot?
Yes. We currently build only on lots our clients already own. Helping clients find land is something we plan to offer in the future.
How long will my house be a construction zone?
Shorter than you fear, longer than a TV makeover show. Scope, permits and selections drive the timeline. Design and selections typically take 2 weeks to 2 months, permits and scheduling 2–8 weeks, and we estimate construction time during scheduling so nothing is a surprise.
Can we still live here while you work?
Usually, yes. We plan dust control, work zones and utilities so your home stays livable. If a phase makes that impractical, we'll tell you up front, not the morning of.
Do you handle permits?
Yes. We handle permitting and inspections for our projects.
What areas do you serve?
We've built in Murfreesboro, Christiana and Rockvale, and we're now taking projects in Smyrna, La Vergne, Lascassas, Walterhill, Eagleville, Readyville, Bell Buckle and Arrington.
Are you licensed and insured?
Yes. Boro Homes, LLC holds Tennessee Contractor License #69004 (classification BC-A, active), issued by the Tennessee Board for Licensing Contractors. You can verify it at verify.tn.gov. We also carry general liability insurance with a $2,000,000 minimum.
What warranty do you provide?
Every project comes with a written warranty, including a 1-year warranty on craftsmanship for every aspect of the project, covering workmanship, systems and structural work. See our Warranty & Licensing page for full details.
How do pricing and payments work?
Every project is priced individually. After your consultation, you'll get a detailed written proposal built around your scope, finishes and site. We offer multiple contract types — fixed-price, cost-plus, and time & materials — so we can match the agreement to how your project works best. Any changes are documented in a signed change order before the work happens, so your budget never surprises you. Your payment schedule is spelled out in your written agreement.
Will I have to explain my project to six different people?
Nope. Our family-run team stays with your project from first meeting to final walk-through. You'll explain it once.
Got a project rattling around in your head?
Let's get it out of there and onto paper. The site visit is free and comes with zero pressure.